FIR

FIR
First lnformation Report

Remember that thorough documentation and adherence to legal procedures are essential when
creating an FlR.

Collecting Customer Information: Gather essential details about the customer, including their full name, father’s name, mother’s name, mobile number, and any other relevant identifiers.
Genuineness Check: Investigate whether the customer is genuine or potentially involved in APATH fraudulent activities. This step helps assess the credibility of the customer.
Loan Status lnquiry: Determine if the customer has any existing loans with your organization or
other lenders. Understanding their financial obligations is crucial.
Loan Repayment History: Enquire about the customer’s past loan repayments. Assess whether
they have consistently met their repayment obligations or faced issues.
Character Assessment: Understand the customer’s character and behavior. This involves
evaluating their honesty, reliability, and overall conduct.
CIBIL Report: Provide the customer’s Credit lnformation Bureau lndia Limited (ClBlL) report.
This report contains credit-related information, including credit scores, payment history, and
creditworthiness.
Remember that thorough documentation and adherence to legal procedures are essential when
creating an FlR.